Last updated on Aug,11 2023

We are committed to keeping your data secure, your private information private, and being transparent about our practices.

https://finfresh.in/, a website & FinFresh App, is operated by FinFresh, referred to as a proprietorship company owned & operated by Mr. Shanmuga Bhuvaneswar R, with its registered office at A109-2, DEEBAM COMPLEX, PERUR MAIN ROAD, KOVAIPUDUR, Coimbatore, Tamil Nadu, 641042, under the organization name SB ENTERPRISES as per GST 33BJWPR4418R1Z6 and DUNS Number 7548114, and also operates through its associated entity BEYONDIQ SOLUTIONS PRIVATE LIMITED , having its registered office at Door No. 497-A, NSR Road, Kuppakonanpudur, Coimbatore – 641038, GST 33AANCB0475A1Z4.

FinFresh is committed to operating its website and mobile applications with the highest ethical standards and appropriate internal controls. We take your privacy extremely seriously. Your privacy is important to us and maintaining your trust is paramount. This Privacy Policy explains how FinFresh collects, uses & protects your information when you access FinFresh website(s) & mobile apps (collectively referred to as “Services” or “Application”). We encourage you to read this Privacy Policy. By using FinFresh Services you agree to the terms of the Privacy Policy. If you are not comfortable with any of the terms or policies described in this Privacy Policy, you may choose to discontinue usage of FinFresh Services. You can also email us at info@finfresh.in to update or delete your personal information that FinFresh has collected.

FinFresh does not knowingly collect or solicit personal information from anyone under the age of 18. If you are under 18, please do not attempt to register for the Services or send any personal information about yourself to FinFresh . If FinFresh learns that we have collected personal information from a person under age 18, we will delete that information as quickly as possible. If you believe that a person under 18 may have provided us with personal information, please contact us at info@finfresh.in

What Information does FinFresh collect?

We receive and store only that information you knowingly provide to us or with your explicit consent. You can always delete this information by writing to us at info@finfresh.in

Below is the list of information we collect.

New Account : When you create a new account to use the Services we request for the following information :

• Mobile number, First name, last name, PAN number(Tax Number), email, date of birth
• Income slab, profession, address details, father’s name, mother’s name, tax residency, birth country, nationality, nominee details, gender, marital status
• Bank account number, your name on bank passbook and IFSC code of the bank.

Permanent Account Number (PAN No) & Bank account details that you will use for the purpose of investments and transactions.

KYC details : To comply with regulatory requirements, based on your explicit consent we fetch your KYC (Know Your Customer) details from regulated Central KYC Registry.

Investments information : We provide the following options for you to update your investment information in a secure manner :

(i) Upload your investment statements in PDF or Excel versions.

These are investment statements that you get from depositories or brokers or Registrar & Transfer Agents such as Computer Age Management Services, Karvy Fintech Private Limited, National Securities Depositories Limited, Central Depositories Services Limited, etc. You provide explicit consent to FinFresh to fetch these statements from https://new.camsonline.com/Investors/Statements/Consolidated-Account-Statement and https://mfs.kfintech.com/investor/General/ConsolidatedAccountStatement.

(ii) Enter the information manually

KYC details

You provide investment details like scheme name, investment type, investment date and investment value by manually entering the data.

Why does FinFresh ask for this information?

FinFresh is a Wealth management platform that provides online financial services to you...

Cookies & Third Party Analytics Services

We use Local Storage Objects (LSOs)...

We do not collect any information about your online activity when you sign-out...

We use third party analytics services in order to better understand user engagement...

These third party analytics services may deploy cookies...

We do not share and will never share any confidential data...

Does FinFresh Share Personal Information?

We neither rent nor sell your personal Information to anyone...

1. We only transfer the data to others if necessary...

2. We don't use or transfer the data for serving ads...

3. We don't allow humans to read the data, unless :

• (a) We first obtain your affirmative agreement for specific purposes;
• (b) It is necessary for security purposes (such as investigating a bug or abuse);
• (c) It is necessary to comply with applicable law;
• (d) Our use is limited to internal operations...

These prohibitions of user of data apply to all information obtained with your explicit consent...

Changes to Privacy Policy

FinFresh reserves the right to change this policy from time to time...

Privacy Questions and Access

If you have questions, concerns, or suggestions regarding our Privacy Policy...

In certain cases, you may have the ability to view or edit your personal information online...

The Prevention of Money Laundering Act 2002...

Security and Responsible Disclosure

We at FinFresh are committed about our client's data and privacy...

If you are a security enthusiast or researcher...

You could submit a bug report...

We shall put best efforts to fix legitimate issues...

Additionally, if you have suggestions on improving our security systems...